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Piggybacking: involves being added as an "authorized user" to someone else's credit card – usually to one that has a high score, and no late payments.

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Today's Articles

Time Again for Back to school Shopping

It is July, summer is in full swing, and the thought of school is far from the minds of children all across the country. Parents and merchants, on the other hand, are thinking towards the school year ahead, which is just weeks away. With the rising cost of gasoline, climbing food prices, and plenty of talk about recession, back to school shoppers are sure to be conscious of their spending. That's bad news for stores, as this is one of the most important shopping periods of the year.

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07/21/08

Credit Cards: the Hidden Perks

Have you ever sat and read all the small printed paperwork that comes when you apply for a credit card? Did you take the time to understand all the ins and outs of your particular card? If you answered no to these two questions then you are probably not utilizing all the perks that your credit card has to offer. In fact, it is quite possible that you are wasting money as well.

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07/11/08

Save on Prescription Drugs

According to a recent report, more than half of insured Americans are now taking at least one prescription drug for a chronic condition. At the same time, the price of prescription medications has skyrocketed, employers have boosted co-payments, and insurers place restrictions on covered medications. There are some techniques to avoid most of the pain without having to cross the Canadian border.

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07/03/08

5 Cost-Saving Traveling Tips

Fewer flight offerings, steeper ticket costs and added baggage and service fees is putting a crimp in some travel plans these days.

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Sort these offers by: APR | Intro APR | Annual Fee | Credit Needed | Popularity

% Cash Back for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
1% Cash Back on all other purchases
0% introductory APR for up to 12 months on all purchases and balance trans

APR	Intro APR	Intro APR Period	Annual Fee	Grace Period	Late Fee	Overlimit Fee	Credit Needed
13%	0%	12 months	$0	20 days	$39	$35	Good

0% Introductory APR for purchases
Option to enroll in fee-free rewards program!
Earn points toward rewards from 20 major airlines, 150 hotel properties, more than 50 of the finest names in shopping and entertainment

APR	Intro APR	Intro APR Period	Annual Fee	Grace Period	Late Fee	Overlimit Fee	Credit Needed
10%	0%	12 months	$0	20 days	$35	$35	Good

15,000 bonus SkyMiles© with the first purchase
One SkyMile© for virtually every dollar spent,
Always Double Miles© on many everyday items
Use SkyMiles© at Continental Airlines and Northwest Airlines

APR	Intro APR	Intro APR Period	Annual Fee	Grace Period	Late Fee	Overlimit Fee	Credit Needed
17%	0%	0 months	$85	20 days	$35	$35	Good

Get a $50 statement credit when you spend $100 until July 31, 2006
Earn 100,000 points or more in one year
Save on everyday business purchases
Fee free for your first year, a savings of $125

APR	Intro APR	Intro APR Period	Annual Fee	Grace Period	Late Fee	Overlimit Fee	Credit Needed
0%	0%	0 months	$125	0 days	$0	$0	Excellent

0% APR on purchases and balance transfers for 16 months
7.99% Fixed APR thereafter
5% Cash Back or Travel Rewards
Exclusive offers that can save your business hundreds of dollars!

APR	Intro APR	Intro APR Period	Annual Fee	Grace Period	Late Fee	Overlimit Fee	Credit Needed
7%	0%	15 months	$0	20 days	$39	$39	Excellent

0% on purchases for 12 months
0% Intro APR on Balance Transfers for 12 months
Up to $50,000 Credit Line
No Annual Fee

APR	Intro APR	Intro APR Period	Annual Fee	Grace Period	Late Fee	Overlimit Fee	Credit Needed
13%	0%	12 months	$0	20 days	$39	$39	Good

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