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Understanding Personal Finance Terms

Part IV: Understanding Life Insurance We have all heard it at one time or another in our lives, ‘Do you have life insurance?' It is the biggest question that is asked when major life changes occur such as getting married or having children. But choosing the right life insurance can be a daunting task, especially if you really don't understand the differences between them. The following definitions should help you understand the difference.

» read more

07/27/08
Understanding Personal Finance Terms

Part V: Health Care Finances In this final part of the personal finance series, we will explore the different options available to help pay for medical/health care costs other then health insurance. We all know the expense that we put out on a monthly basis to pay for medical coverage. And then when something goes wrong, we end up paying astronomical deductibles in order to be seen. Well, there are many options available to help ease the personal financial burden of these costs. They are as follows:

» read more

05/19/08
Health Insurance or No Health Insurance?

According to an article published on http://articles.moneycentral.msn.com, "The more than 46 million Americans without (health insurance) coverage will get sick more, earn less and die earlier than those with insurance."

» read more

04/22/08
Get to Know the Insurance Claims Process

You are in a car accident, your home flooded, or you may require an expensive medical procedure...all situations we believe will be covered by our insurance policies. As consumers though, we often assume too much and don't think twice about reading our policy cover to cover. One of the biggest insurance oversights occurs with claim filing. We'll breakdown the claims filing process for you so you know what to expect when the unexpected occurs.

» read more

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Determine what type of life insurance you need
Term life insurance is coverage for a predetermined number of years
Whole life insurance provides coverage throughout a lifetime
Universal life insurance is permanent coverage with the ability to change benefit details
Understand the entire policy and cash terms
Establish the monthly premium you can pay
Assess potential and probable life changes in the near and distant future
Disclose information related to medical history

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Understanding Personal Finance Terms

Part IV: Understanding Life Insurance We have all heard it at one time or another in our lives, ‘Do you have life insurance?' It is the biggest question that is asked when major life changes occur such as getting married or having children. But choosing the right life insurance can be a daunting task, especially if you really don't understand the differences between them. The following definitions should help you understand the difference.

» read more

07/27/08
Understanding Personal Finance Terms

Part V: Health Care Finances In this final part of the personal finance series, we will explore the different options available to help pay for medical/health care costs other then health insurance. We all know the expense that we put out on a monthly basis to pay for medical coverage. And then when something goes wrong, we end up paying astronomical deductibles in order to be seen. Well, there are many options available to help ease the personal financial burden of these costs. They are as follows:

» read more

05/19/08
Health Insurance or No Health Insurance?

According to an article published on http://articles.moneycentral.msn.com, "The more than 46 million Americans without (health insurance) coverage will get sick more, earn less and die earlier than those with insurance."

» read more

04/22/08
Get to Know the Insurance Claims Process

You are in a car accident, your home flooded, or you may require an expensive medical procedure...all situations we believe will be covered by our insurance policies. As consumers though, we often assume too much and don't think twice about reading our policy cover to cover. One of the biggest insurance oversights occurs with claim filing. We'll breakdown the claims filing process for you so you know what to expect when the unexpected occurs.

» read more


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