Calculators & Tools

Credit Scores:

The key to a good credit score is making on-time payments and keeping low balances. This will assure a good score and demonstrate your financial responsibilty to future potential lenders.


Other Sections

News & Articles

Beat the Inflation Heat

With the real estate slump, crude oil trading at over $120 a barrel, and sky high global food prices, it's no wonder many average families in the U.S. are feeling inflation's pinch. Take heart: There are some ways to stem the outward flow of cash. Cutting out wasteful spending and taking advantage of some money-saving techniques can help to loosen up a stretched budget.

» read more

08/11/08
Mortgage Application Check List

In a slumping housing and credit market, easy mortgage buying has given way to strict rule enforcement that's leaving many potential homebuyers with churning stomachs and a mad scramble to prove their credit-worthiness.

» read more

08/11/08
Is taxation the answer to the real estate meltdown?

The headlines are pretty much the same on the tube, in the newspapers and on the internet: A homeowner rescue bill could cost American taxpayers an estimated $25 billion to save Fannie Mae and Freddie Mac.

» read more

08/08/08
Housing Bill Home Buyer Credit Comes With Strings

Homebuilders, real estate professionals and the mortgage industry cheered the late-July passage of a housing stimulus bill in the House of Representatives. Homeowners and potential buyers, however, are still wading through the legislative lingo to see just how consumer-friendly the package will be.

» read more




What Is My Current Cash Flow? Calculator

Businesses generate a sources and uses of cash statement to evaluate their income and expenses and to check profitability. Similary, a cash flow statement can help you evaluate your personal income and expenses and see if you are running 'in the red or the black' each month.

Assumptions
Monthly or annual figures?
Itemized Income $
Wages, salary and tips $
Interest on savigns accounts, CDs, ect. $
Dividends from stocks, ect. $
Social security benefits $
Pensions $
Alimony, child support (received) $
Other income $
Itemized Expenses
Charitable/Church donations $
Mortgage payment or rent $
Vacation home (mortgage) $
Automobiles loan(s) $
Personal loan(s) $
Charge accounts $
Federal income taxes $
State income taxes $
FICA (social security taxes)
Real estate taxes $
Other taxes $
Utilities $
Household repairs and maintenance $
Food $
Clothing and laundry $
Educational expenses $
Child care $
Automobile expenses (gas, repairs, ect.) $
Other transportation expenses $
Life insurance premiums $
Homeowners (renters) insurance $
Automobile insurance $
Medical, dental and disability insurance $
Entertainment and dining $
Recreation and travel $
Club dues $
Hobbies $
Gifts $
Major home improvements and furnishings $
Proffessional services $
Other and miscellaneous expenses $

CALCULATORS

View All