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Late payments:

A single late payment on a credit account can stick around for up to 10 years on your credit report...pay on time!.


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News & Articles

Beat the Inflation Heat

With the real estate slump, crude oil trading at over $120 a barrel, and sky high global food prices, it's no wonder many average families in the U.S. are feeling inflation's pinch. Take heart: There are some ways to stem the outward flow of cash. Cutting out wasteful spending and taking advantage of some money-saving techniques can help to loosen up a stretched budget.

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08/11/08
Mortgage Application Check List

In a slumping housing and credit market, easy mortgage buying has given way to strict rule enforcement that's leaving many potential homebuyers with churning stomachs and a mad scramble to prove their credit-worthiness.

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08/11/08
Is taxation the answer to the real estate meltdown?

The headlines are pretty much the same on the tube, in the newspapers and on the internet: A homeowner rescue bill could cost American taxpayers an estimated $25 billion to save Fannie Mae and Freddie Mac.

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08/08/08
Housing Bill Home Buyer Credit Comes With Strings

Homebuilders, real estate professionals and the mortgage industry cheered the late-July passage of a housing stimulus bill in the House of Representatives. Homeowners and potential buyers, however, are still wading through the legislative lingo to see just how consumer-friendly the package will be.

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How Much Should I Be Saving For College? Calculator

With college costs increasing at twice the rate of inflation, it is important to start saving early. Interest working for you now in a regular savings program is much better than having interest work against you in the future in the form of education loans.

Current Savings and Assumptions
Annual college cost inflation: (%)
Amount saved so far
Name Age School Age Year Attending Annual Amount
Recommended Savings Assumptions
Before-tax return: (%)
Marginal tax bracket: (%)
Annual increases: (%)

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